in Announcements

Announcing our beta for Swedish Autogiro

You can now collect Direct Debit payments from Swedish customers using GoCardless.

We blogged back in March about building a global Direct Debit network, and this is just another step on that journey. Swedish Autogiro is now incorporated into our simple API for Direct Debit.

To join the Swedish Direct Debit beta, get in touch, and for more information on Autogiro, check out our Bg Autogiro guide.

Join our Swedish Direct Debit beta
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in Announcements

Optimising SEPA Direct Debit

Here at GoCardless we're always looking for ways to optimise the speed of the Direct Debit process. We recently made our GBP payouts arrive a day sooner than before, but our Euro payouts have been lagging behind, taking 2-3 working days to arrive. Now we're able to bring that down to just one.

At the same time we're making SEPA COR1 available. This is a faster version of SEPA Direct Debit, taking just 2 working days to collect payments. It's currently supported for collecting from most German, Austrian, and Spanish banks. If you don't specify the scheme when setting up a mandate, we'll automatically use COR1 whenever possible.

All new merchants will be able to take advantage of both of these optimisations straight away, and we'll be enabling them for existing merchants over the next few weeks. Get in touch if you're keen to be in the first batch!

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It's now easier to take Direct Debit globally

Taking Direct Debit payments used to mean integrating with a different payments scheme in each country you wanted to collect from. We're changing that. From today, we no longer require you to specify the Direct Debit scheme when setting up a mandate through our Pro API. We'll automatically detect the best Direct Debit scheme to use, based on your customer's bank account:

GET https://api.gocardless.com/customer_bank_accounts/BA123 HTTP/1.1
HTTP/1.1 200 (OK)
{
  "customer_bank_accounts": {
    "account_holder_name": "Edith Piaf",
    "country_code": "FR",
    "currency": "EUR",
    ...
  }
}
POST https://api.gocardless.com/mandates HTTP/1.1
{
  "mandates": {
    "links": {
      "customer_bank_account": "BA123",
      "creditor": "CR123"
    }
  }
}

HTTP/1.1 201 (Created)
Location: /mandates/MD123
{
  "mandates": {
    "id": "MD123",
    "scheme": "sepa_core",
    ...
  }
}

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